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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,503 | $138,102-45.3% | $125,381-39.8% | $134,532-43.9% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -20.56% | 750.73%-771.3pp | 572.31%-592.9pp | 418.27%-438.8pp |
| Employer contribution / active EE | $1,739 | $5,245-66.8% | $4,815-63.9% | $4,741-63.3% |
| Participant deferral / active EE | $14,920 | $7,801+91.3% | $7,448+100.3% | $6,401+133.1% |
| Admin fee / account holder | $1,192 | $11,568-89.7% | $10,007-88.1% | $11,429-89.6% |