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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,995 | $157,296-53.6% | $141,191-48.3% | $152,897-52.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.22% | 64.34%-41.1pp | 71.41%-48.2pp | 345.43%-322.2pp |
| Employer contribution / active EE | $1,655 | $5,262-68.6% | $4,736-65.1% | $4,764-65.3% |
| Participant deferral / active EE | $12,515 | $7,111+76.0% | $6,710+86.5% | $5,851+113.9% |
| Admin fee / account holder | $824 | $12,125-93.2% | $10,264-92.0% | $11,599-92.9% |