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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,957 | $129,737+105.8% | $119,126+124.1% | $154,746+72.5% |
| Participation rate | 95.2% | 78.9%+16.4pp | 75.8%+19.5pp | 80.7%+14.5pp |
| Annual return | 14.96% | 379.08%-364.1pp | 282.11%-267.1pp | 172.34%-157.4pp |
| Employer contribution / active EE | $19,037 | $4,375+335.1% | $4,034+372.0% | $4,379+334.7% |
| Participant deferral / active EE | $5,879 | $5,842+0.6% | $5,318+10.5% | $6,730-12.7% |
| Admin fee / account holder | $37,071 | $11,961+209.9% | $10,693+246.7% | $14,365+158.1% |