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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,157 | $106,008+64.3% | $92,240+88.8% | $147,586+18.0% |
| Participation rate | 91.7% | 80.4%+11.3pp | 76.5%+15.2pp | 82.8%+8.8pp |
| Annual return | 15.10% | 50.05%-34.9pp | 176.29%-161.2pp | 578.59%-563.5pp |
| Employer contribution / active EE | $4,447 | $4,333+2.6% | $3,680+20.8% | $4,876-8.8% |
| Participant deferral / active EE | $4,718 | $4,478+5.4% | $3,897+21.1% | $5,439-13.3% |
| Admin fee / account holder | $23,103 | $6,333+264.8% | $5,194+344.8% | $10,886+112.2% |