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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,574 | $107,363+86.8% | $92,909+115.9% | $152,897+31.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 21.29% | 145.63%-124.3pp | 109.44%-88.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $2,342 | $4,222-44.5% | $3,653-35.9% | $4,764-50.8% |
| Participant deferral / active EE | $5,123 | $4,848+5.7% | $4,238+20.9% | $5,851-12.5% |
| Admin fee / account holder | $2,918 | $7,082-58.8% | $5,795-49.6% | $11,599-74.8% |