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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,238 | $106,247+179.8% | $96,515+208.0% | $139,466+113.1% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 15.22% | 38.47%-23.2pp | 35.73%-20.5pp | 373.66%-358.4pp |
| Employer contribution / active EE | $10,386 | $4,106+153.0% | $3,740+177.7% | $4,754+118.5% |
| Participant deferral / active EE | $5,650 | $5,456+3.6% | $4,880+15.8% | $6,712-15.8% |
| Admin fee / account holder | $4,869 | $7,885-38.3% | $6,735-27.7% | $11,409-57.3% |