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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,805 | $105,929-50.2% | $81,926-35.5% | $158,950-66.8% |
| Participation rate | 72.7% | 75.6%-2.9pp | 72.0%+0.7pp | 82.0%-9.2pp |
| Annual return | -6.89% | 38.19%-45.1pp | 29.49%-36.4pp | 302.91%-309.8pp |
| Employer contribution / active EE | $2,529 | $7,802-67.6% | $4,310-41.3% | $4,762-46.9% |
| Participant deferral / active EE | $3,708 | $13,007-71.5% | $7,108-47.8% | $5,983-38.0% |
| Admin fee / account holder | $688 | $8,492-91.9% | $5,159-86.7% | $11,248-93.9% |