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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,729 | $91,911-59.0% | $68,612-45.0% | $135,379-72.1% |
| Participation rate | 63.6% | 76.7%-13.1pp | 72.2%-8.6pp | 82.6%-19.0pp |
| Annual return | -7.26% | -8.22%+1.0pp | -4.63%-2.6pp | 519.79%-527.1pp |
| Employer contribution / active EE | $2,250 | $3,924-42.7% | $2,625-14.3% | $4,779-52.9% |
| Participant deferral / active EE | $3,258 | $4,315-24.5% | $3,311-1.6% | $5,609-41.9% |
| Admin fee / account holder | $1,975 | $9,240-78.6% | $5,131-61.5% | $10,828-81.8% |