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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,218 | $100,901-70.1% | $75,501-60.0% | $147,586-79.5% |
| Participation rate | 66.7% | 77.1%-10.5pp | 72.4%-5.7pp | 82.8%-16.2pp |
| Annual return | 10.63% | 35.78%-25.1pp | 27.35%-16.7pp | 578.59%-568.0pp |
| Employer contribution / active EE | $1,440 | $3,253-55.8% | $2,352-38.8% | $4,876-70.5% |
| Participant deferral / active EE | $2,292 | $4,027-43.1% | $3,142-27.1% | $5,439-57.9% |
| Admin fee / account holder | $1,680 | $11,285-85.1% | $5,801-71.0% | $10,886-84.6% |