Filings through .
3 of 18 flags tripped on the 2025 filing.
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Possible retail share class: $632K
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$56K in admin expenses, $141 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
16 funds of $250K or more; 28 lines in all, holding $15.4M of the plan's $15.6M. Recordkeeper: Empower.
| Fund | Dollars | % of funds% |
|---|---|---|
| Blackrock 80/20 Target Allocation Fund Class K BlackRock · Mutual fund | $3.1M | 20.0% |
| Great Gray Trust American Funds 2040 I Capital Group · Collective trust | $1.6M | 10.1% |
| Great Gray Trust American Funds 2030 I Capital Group · Collective trust | $1.4M | 9.0% |
| Lrg Cap Grth III R1 Manager not matched · Collective trust | $1.1M | 7.4% |
| Blackrock 60/40 Target Allocation Fund Class K BlackRock · Mutual fund | $1.1M | 6.9% |
| Great Gray Trust American Funds 2050 I Capital Group · Collective trust | $777K | 5.0% |
| Great Gray Trust American Funds 2055 I Capital Group · Collective trust | $739K | 4.8% |
| MFS Mid Cap Growth Fund R3 MFS (Sun Life) · Mutual fund Possible retail class R3 | $632K | 4.1% |
| Fidelity Small Cap Growth Fund Fidelity (FMR) · Mutual fund | $580K | 3.8% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund Index | $577K | 3.7% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
18 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 4 funds, likely replaced 2 funds. Changed share class on 2 funds.
| Fund | Year-end value |
|---|---|
| ReplacedHighMFS Aggressive Growth Allocation Fund R3 to Blackrock 80/20 Target Allocation Fund Class K | $2.7M to $3.1M |
| Share class changeAmerican Funds 2040 Traget Date Fund R4 to Great Gray Trust American Funds 2040 I | $1.7M to $1.6M |
| Share class changeAmerican Funds 2030 Traget Date Fund R4 to Great Gray Trust American Funds 2030 I | $1.3M to $1.4M |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 2 renames.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
18 more lines and 7 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 3 by compensation.
| Provider | Compensation |
|---|---|
Service code 99 PO BOX 986 1100 W ST GERMAIN ST · ST CLOUD, MN 56301 Other Fees | $26,561 |
EMPOWER ADVISORY GROUP, LLC2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 Recordkeeping Fees | $23,914 |
Service code 27 511 N BROADWAY STE 801 · MILWAUKEE, WI 53202 Advisory (Plan) | $5,519 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
3 contacts
11 filings · 2015 to 2025