Filings through .
3 of 19 flags tripped on the 2025 filing.
High fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Possible retail share class: $83.1M
Mutual funds in a class the filing names that is often retail or revenue sharing. Confirm before you raise it.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$375K in admin expenses, $385 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
20 funds hold $84.6M of the plan's $86.4M. Recordkeeper: not identified.
| Fund | Dollars | % of funds% |
|---|---|---|
| TRowe Price TD 2045 T. Rowe Price · Mutual fund Possible retail class A | $10.6M | 12.5% |
| Large Cap Growth Fund Federated Hermes · Mutual fund Possible retail class A | $8.7M | 10.3% |
| TRowe Price TD 2050 T. Rowe Price · Mutual fund Possible retail class A | $7.6M | 9.0% |
| TRowe Price TD 2040 T. Rowe Price · Mutual fund Possible retail class A | $7.6M | 9.0% |
| TRowe Price TD 2035 T. Rowe Price · Mutual fund Possible retail class A | $7.5M | 8.8% |
| TRowe Price TD 2025 T. Rowe Price · Mutual fund Possible retail class A | $6.3M | 7.5% |
| TRowe Price TD 2030 T. Rowe Price · Mutual fund Possible retail class A | $6.3M | 7.4% |
| TRowe Price TD 2055 T. Rowe Price · Mutual fund Possible retail class A | $5.8M | 6.8% |
| Income Reinvested $ Capital Group · Mutual fund Possible retail class A | $5.1M | 6.0% |
| Vanguard Total Stock MKT Index Admiral Fund Mutual fund, income reinvested Vanguard · Mutual fund IndexPossible retail class A | $3.6M | 4.2% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
10 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Likely replaced 1 fund.
| Fund | Year-end value |
|---|---|
| ReplacedHighWilliam Blair Large Cap Growth Fund Class I to Large Cap Growth Fund | $8.2M to $8.7M |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
10 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 7 by compensation.
| Provider | Compensation |
|---|---|
ALERUS FINANCIAL, N.A.5 years Filed as: ALERUS RETIREMENT SOLUTIONS Service code 28 · EIN 41-0140105 PO BOX 64535 · ST. PAUL, MN 55164 Investment Management | $91,158 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY MANAGED ACCOUNT SERV Service code 28 · EIN 26-4310632 2000 WESTCHESTER AVENUE 2ND FLOOR · PURCHASE, NY 10577 Investment Management | $77,212 |
Filed as: BLUE CROSS BLUE SHIELD OF ND Service code 13 · EIN 45-0173185 PO BOX 1951 · FARGO, ND 58121 Contract Administrator | $59,465 |
ABST LAW3 years Service code 29 · EIN 45-0428353 4132 30TH AVE S 100 · FARGO, ND 58104 Legal | $43,073 |
WIDMER ROEL PC3 years Service code 10 · EIN 45-0334950 4220 31ST AVE S · FARGO, ND 58104 Accounting | $34,800 |
LOCAL 68 ENG UNION EDUCATION FD10+ years Filed as: LOCAL UNION 300 Service code 13 · EIN 41-1902201 2101 GREAT NORTHERN DR · FARGO, ND 58102 Contract Administrator | $23,317 |
Filed as: TRAVELERS INSURANCE Service code 23 · EIN 41-1336475 485 LEXINGTON AVENUE · NEW YORK, NY 10017 Insurance services | $13,482 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
2 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025