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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS6+ years Filed as: AMERICAN TRUST CENTER Service code 15 · EIN 45-0436653 401 N 4TH ST. SUITE 301 · BISMARCK, ND 58501 | Recordkeeping | $104,307 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,832 | $58,344+2.6% | $98,477-39.2% | $86,813-31.1% |
| Participation rate | 78.2% | 68.4%+9.8pp | 73.3%+4.9pp | 72.3%+5.9pp |
| Annual return | 26.72% | 43.47%-16.7pp | 1493.59%-1466.9pp | 97.93%-71.2pp |
| Employer contribution / active EE | $4,225 | $2,008+110.4% | $2,961+42.7% | $2,406+75.6% |
| Participant deferral / active EE | $1,373 | $3,156-56.5% | $4,276-67.9% | $4,131-66.8% |
| Admin fee / account holder | $362 | $138+162.9% | $5,951-93.9% | $170+113.6% |