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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH2 years Service code 15 · EIN 45-0436653 401 N 4TH ST. SUITE 301 · BISMARCK, ND 58501 | Recordkeeping | $109,629 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,964 | $52,188+30.2% | $86,640-21.6% | $74,460-8.7% |
| Participation rate | 77.5% | 66.3%+11.2pp | 71.7%+5.8pp | 70.7%+6.8pp |
| Annual return | 10.79% | 44.46%-33.7pp | 592.52%-581.7pp | 34.38%-23.6pp |
| Employer contribution / active EE | $5,140 | $2,282+125.3% | $3,024+70.0% | $2,638+94.8% |
| Participant deferral / active EE | $1,732 | $3,383-48.8% | $4,438-61.0% | $4,530-61.8% |
| Admin fee / account holder | $415 | $319+30.3% | $5,616-92.6% | $348+19.4% |