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| Provider | Service type | Compensation |
|---|---|---|
BRAVERA WEALTH1 year Service code 15 · EIN 45-0436653 401 N 4TH ST. SUITE 301 · BISMARCK, ND 58501 | Recordkeeping | $117,908 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,917 | $47,766+15.0% | $82,744-33.6% | $64,819-15.3% |
| Participation rate | 79.2% | 67.7%+11.5pp | 72.6%+6.6pp | 71.5%+7.7pp |
| Annual return | -14.32% | -13.06%-1.3pp | 702.22%-716.5pp | 32.84%-47.2pp |
| Employer contribution / active EE | $4,909 | $2,182+125.0% | $3,008+63.2% | $2,507+95.8% |
| Participant deferral / active EE | $1,678 | $3,332-49.6% | $4,395-61.8% | $4,311-61.1% |
| Admin fee / account holder | $420 | $143+193.5% | $5,325-92.1% | $188+123.4% |