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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,575 | $101,798-68.0% | $165,071-80.3% | $80,935-59.8% |
| Participation rate | 80.8% | 71.8%+8.9pp | 78.6%+2.1pp | 67.7%+13.1pp |
| Annual return | 8.41% | 16.73%-8.3pp | 70.17%-61.8pp | 35.66%-27.2pp |
| Employer contribution / active EE | $1,228 | $2,954-58.4% | $4,347-71.7% | $2,757-55.4% |
| Participant deferral / active EE | $2,005 | $4,476-55.2% | $6,035-66.8% | $4,299-53.4% |
| Admin fee / account holder | $16,086 | $8,221+95.7% | $12,695+26.7% | $6,924+132.3% |