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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,690 | $152,619-74.6% | $125,195-69.1% | $152,909-74.7% |
| Participation rate | 90.0% | 83.3%+6.7pp | 79.8%+10.2pp | 82.5%+7.5pp |
| Annual return | 4.90% | 54.85%-50.0pp | 43.79%-38.9pp | 345.46%-340.6pp |
| Employer contribution / active EE | $1,589 | $4,947-67.9% | $3,866-58.9% | $4,764-66.7% |
| Participant deferral / active EE | $2,253 | $5,869-61.6% | $4,937-54.4% | $5,851-61.5% |
| Admin fee / account holder | $492 | $13,437-96.3% | $9,704-94.9% | $11,601-95.8% |