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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,903 | $91,536-59.7% | $130,062-71.6% | $75,177-50.9% |
| Participation rate | 72.0% | 71.5%+0.5pp | 78.5%-6.5pp | 67.2%+4.8pp |
| Annual return | 6.82% | -631.62%+638.4pp | -137.37%+144.2pp | 160.75%-153.9pp |
| Employer contribution / active EE | $1,396 | $2,845-50.9% | $4,322-67.7% | $2,671-47.8% |
| Participant deferral / active EE | $2,040 | $4,343-53.0% | $5,821-64.9% | $4,126-50.6% |
| Admin fee / account holder | $1,489 | $6,780-78.0% | $10,601-86.0% | $5,651-73.7% |