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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,339 | $91,559-57.0% | $133,978-70.6% | $79,856-50.7% |
| Participation rate | 70.4% | 73.3%-3.0pp | 79.8%-9.5pp | 69.6%+0.7pp |
| Annual return | 1.40% | 61.85%-60.4pp | 45.10%-43.7pp | 31.71%-30.3pp |
| Employer contribution / active EE | $1,194 | $2,384-49.9% | $3,919-69.5% | $2,471-51.7% |
| Participant deferral / active EE | $1,947 | $3,734-47.9% | $5,047-61.4% | $3,741-48.0% |
| Admin fee / account holder | $731 | $6,321-88.4% | $8,930-91.8% | $5,306-86.2% |