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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,442 | $81,334-6.0% | $113,397-32.6% | $64,097+19.3% |
| Participation rate | 87.9% | 65.6%+22.3pp | 76.5%+11.4pp | 55.2%+32.7pp |
| Annual return | 15.00% | 32.50%-17.5pp | 23.20%-8.2pp | 34.64%-19.6pp |
| Employer contribution / active EE | $1,982 | $2,077-4.6% | $2,977-33.4% | $1,891+4.8% |
| Participant deferral / active EE | $4,764 | $3,795+25.5% | $5,076-6.1% | $3,080+54.7% |
| Admin fee / account holder | $6,182 | $4,208+46.9% | $11,957-48.3% | $3,454+79.0% |