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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,722 | $76,112-28.1% | $96,534-43.3% | $71,511-23.5% |
| Participation rate | 85.7% | 74.4%+11.3pp | 76.0%+9.7pp | 67.9%+17.8pp |
| Annual return | 22.01% | 22.81%-0.8pp | 25.88%-3.9pp | 28.86%-6.8pp |
| Employer contribution / active EE | $1,574 | $2,248-30.0% | $2,965-46.9% | $2,589-39.2% |
| Participant deferral / active EE | $4,128 | $4,217-2.1% | $4,851-14.9% | $4,291-3.8% |
| Admin fee / account holder | $6,895 | $2,708+154.6% | $8,253-16.5% | $1,588+334.1% |