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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,413 | $65,453-16.9% | $86,698-37.2% | $66,938-18.7% |
| Participation rate | 82.7% | 75.5%+7.3pp | 76.6%+6.1pp | 69.8%+12.9pp |
| Annual return | -24.54% | -10.89%-13.6pp | 35.95%-60.5pp | 1.58%-26.1pp |
| Employer contribution / active EE | $1,522 | $2,154-29.3% | $2,837-46.4% | $2,545-40.2% |
| Participant deferral / active EE | $4,074 | $4,102-0.7% | $4,656-12.5% | $4,238-3.9% |
| Admin fee / account holder | $5,709 | $642+789.5% | $7,493-23.8% | $594+861.9% |