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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,246 | $150,412+23.8% | $120,574+54.5% | $145,884+27.7% |
| Participation rate | 55.6% | 78.8%-23.2pp | 71.9%-16.4pp | 80.3%-24.7pp |
| Annual return | 18.70% | 154.50%-135.8pp | 107.42%-88.7pp | 551.85%-533.1pp |
| Employer contribution / active EE | $1,398 | $4,355-67.9% | $3,471-59.7% | $4,662-70.0% |
| Participant deferral / active EE | $2,320 | $6,175-62.4% | $4,996-53.6% | $6,690-65.3% |
| Admin fee / account holder | $7,170 | $12,224-41.3% | $9,445-24.1% | $13,392-46.5% |