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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,767 | $155,833-25.7% | $124,693-7.2% | $167,536-30.9% |
| Participation rate | 68.2% | 81.1%-12.9pp | 74.6%-6.4pp | 82.1%-13.9pp |
| Annual return | 16.93% | 17.98%-1.0pp | 5144.19%-5127.3pp | 478.82%-461.9pp |
| Employer contribution / active EE | $1,450 | $4,164-65.2% | $3,324-56.4% | $4,839-70.0% |
| Participant deferral / active EE | $5,545 | $5,675-2.3% | $4,615+20.1% | $6,342-12.6% |
| Admin fee / account holder | $16,295 | $9,534+70.9% | $7,494+117.4% | $12,315+32.3% |