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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,145 | $57,828+21.3% | $117,039-40.1% | $70,1260% |
| Participation rate | 68.0% | 67.1%+0.9pp | 77.2%-9.2pp | 69.5%-1.5pp |
| Annual return | 16.72% | 17.55%-0.8pp | 18.95%-2.2pp | 73.15%-56.4pp |
| Employer contribution / active EE | $1,113 | $1,816-38.7% | $3,785-70.6% | $2,343-52.5% |
| Participant deferral / active EE | $1,485 | $2,438-39.1% | $3,929-62.2% | $3,332-55.4% |
| Admin fee / account holder | $5,069 | $3,548+42.9% | $5,974-15.1% | $4,645+9.1% |