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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,246 | $129,960-15.2% | $104,299+5.7% | $134,545-18.1% |
| Participation rate | 68.2% | 79.5%-11.4pp | 73.3%-5.1pp | 81.2%-13.1pp |
| Annual return | -17.02% | 42.06%-59.1pp | 24.62%-41.6pp | 418.37%-435.4pp |
| Employer contribution / active EE | $1,592 | $4,186-62.0% | $3,373-52.8% | $4,742-66.4% |
| Participant deferral / active EE | $5,830 | $5,589+4.3% | $4,626+26.0% | $6,401-8.9% |
| Admin fee / account holder | $1,097 | $9,324-88.2% | $7,339-85.1% | $11,431-90.4% |