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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,246 | $150,435+23.8% | $120,580+54.5% | $145,897+27.7% |
| Participation rate | 55.6% | 78.8%-23.3pp | 72.0%-16.4pp | 80.3%-24.8pp |
| Annual return | 18.70% | 154.60%-135.9pp | 107.48%-88.8pp | 552.29%-533.6pp |
| Employer contribution / active EE | $1,398 | $4,352-67.9% | $3,469-59.7% | $4,663-70.0% |
| Participant deferral / active EE | $2,320 | $6,174-62.4% | $4,995-53.6% | $6,689-65.3% |
| Admin fee / account holder | $7,170 | $12,182-41.1% | $9,418-23.9% | $13,390-46.5% |