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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,917 | $102,393-25.9% | $147,041-48.4% | $80,911-6.2% |
| Participation rate | 48.3% | 75.9%-27.6pp | 82.2%-33.9pp | 67.6%-19.4pp |
| Annual return | 16.73% | 134.95%-118.2pp | 419.21%-402.5pp | 35.63%-18.9pp |
| Employer contribution / active EE | $0 | $3,715-100.0% | $4,935-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,313 | $6,647-5.0% | $8,071-21.8% | $4,297+46.9% |
| Admin fee / account holder | $953 | $7,943-88.0% | $13,006-92.7% | $6,935-86.3% |