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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE COMPANY Service code 27 · EIN 71-0294708 | Advisory (Plan) | $704 |
Service code 49 · EIN 93-1327877 | Other Services | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,776 | $84,493-38.7% | $125,381-58.7% | $66,938-22.7% |
| Participation rate | 61.3% | 76.4%-15.1pp | 82.4%-21.0pp | 69.8%-8.5pp |
| Annual return | -20.06% | -8.49%-11.6pp | 572.31%-592.4pp | 1.58%-21.6pp |
| Employer contribution / active EE | $0 | $3,554-100.0% | $4,815-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $5,183 | $6,783-23.6% | $7,448-30.4% | $4,238+22.3% |
| Admin fee / account holder | $21 | $685-97.0% | $10,007-99.8% | $594-96.5% |