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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,843 | $89,367-56.5% | $141,191-72.5% | $72,975-46.8% |
| Participation rate | 52.6% | 75.1%-22.5pp | 82.5%-29.9pp | 69.5%-16.9pp |
| Annual return | 54.38% | 111.87%-57.5pp | 71.41%-17.0pp | 81.01%-26.6pp |
| Employer contribution / active EE | $0 | $3,115-100.0% | $4,736-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,578 | $5,419+21.4% | $6,710-2.0% | $3,608+82.3% |
| Admin fee / account holder | $850 | $5,957-85.7% | $10,264-91.7% | $5,124-83.4% |