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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,639 | $202,440+40.1% | $169,390+67.4% | $139,466+103.4% |
| Participation rate | 50.0% | 81.1%-31.1pp | 77.2%-27.2pp | 80.3%-30.3pp |
| Annual return | 16.40% | 532.36%-516.0pp | 406.07%-389.7pp | 373.66%-357.3pp |
| Employer contribution / active EE | $685 | $4,693-85.4% | $4,013-82.9% | $4,754-85.6% |
| Participant deferral / active EE | $3,750 | $6,940-46.0% | $6,222-39.7% | $6,712-44.1% |
| Admin fee / account holder | $0 | $10,722-100.0% | $9,015-100.0% | $11,409-100.0% |