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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,213 | $215,361-15.9% | $171,082+5.9% | $273,972-33.9% |
| Participation rate | 50.0% | 82.0%-32.0pp | 76.7%-26.7pp | 83.0%-33.0pp |
| Annual return | 59.35% | 25.14%+34.2pp | 32.56%+26.8pp | 41.46%+17.9pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,002-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $1,532 | $5,543-72.4% | $4,797-68.1% | $5,287-71.0% |
| Admin fee / account holder | $2,193 | $10,846-79.8% | $8,520-74.3% | $10,133-78.4% |