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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,275 | $197,819-43.2% | $155,789-27.9% | $125,389-10.5% |
| Participation rate | 50.0% | 82.1%-32.1pp | 76.1%-26.1pp | 83.2%-33.2pp |
| Annual return | -1.15% | 86.73%-87.9pp | 71.54%-72.7pp | 282.24%-283.4pp |
| Employer contribution / active EE | $797 | $4,850-83.6% | $3,839-79.3% | $4,866-83.6% |
| Participant deferral / active EE | $2,925 | $5,631-48.1% | $4,798-39.0% | $5,352-45.3% |
| Admin fee / account holder | $78,508 | $9,544+722.6% | $7,477+950.0% | $9,541+722.9% |