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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,040 | $226,105+51.3% | $182,540+87.4% | $152,897+123.7% |
| Participation rate | 33.3% | 82.5%-49.1pp | 78.0%-44.6pp | 82.5%-49.1pp |
| Annual return | 22.78% | 192.58%-169.8pp | 148.58%-125.8pp | 345.43%-322.6pp |
| Employer contribution / active EE | $698 | $4,978-86.0% | $4,076-82.9% | $4,764-85.4% |
| Participant deferral / active EE | $2,778 | $6,370-56.4% | $5,525-49.7% | $5,851-52.5% |
| Admin fee / account holder | $0 | $10,706-100.0% | $8,593-100.0% | $11,599-100.0% |