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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,683 | $176,786-53.8% | $146,643-44.3% | $167,536-51.2% |
| Participation rate | 75.0% | 83.6%-8.6pp | 80.1%-5.1pp | 82.1%-7.1pp |
| Annual return | 54.28% | 24.04%+30.2pp | 22.75%+31.5pp | 478.82%-424.5pp |
| Employer contribution / active EE | $476 | $5,161-90.8% | $4,137-88.5% | $4,839-90.2% |
| Participant deferral / active EE | $3,689 | $6,440-42.7% | $5,506-33.0% | $6,342-41.8% |
| Admin fee / account holder | $3,635 | $13,262-72.6% | $10,280-64.6% | $12,315-70.5% |