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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,243 | $166,131-30.0% | $164,975-29.5% | $145,877-20.3% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 20.56% | 100.37%-79.8pp | 70.12%-49.6pp | 551.28%-530.7pp |
| Employer contribution / active EE | $1,217 | $5,276-76.9% | $4,343-72.0% | $4,663-73.9% |
| Participant deferral / active EE | $14,777 | $6,962+112.3% | $6,033+144.9% | $6,691+120.9% |
| Admin fee / account holder | $949 | $16,648-94.3% | $12,688-92.5% | $13,402-92.9% |