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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,922 | $76,551+31.8% | $123,894-18.5% | $62,881+60.5% |
| Participation rate | 96.7% | 73.0%+23.7pp | 81.4%+15.3pp | 69.3%+27.4pp |
| Annual return | 7.13% | 18.68%-11.5pp | 47.52%-40.4pp | 20.14%-13.0pp |
| Employer contribution / active EE | $2,829 | $2,882-1.8% | $4,617-38.7% | $2,281+24.0% |
| Participant deferral / active EE | $5,754 | $4,840+18.9% | $5,984-3.8% | $3,203+79.6% |
| Admin fee / account holder | $993 | $4,826-79.4% | $8,357-88.1% | $4,296-76.9% |