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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,875 | $102,429+33.6% | $147,096-6.9% | $80,925+69.1% |
| Participation rate | 91.4% | 75.9%+15.6pp | 82.2%+9.2pp | 67.7%+23.8pp |
| Annual return | 11.49% | 135.02%-123.5pp | 419.75%-408.3pp | 35.65%-24.2pp |
| Employer contribution / active EE | $2,143 | $3,716-42.3% | $4,936-56.6% | $2,756-22.2% |
| Participant deferral / active EE | $10,175 | $6,649+53.0% | $8,071+26.1% | $4,299+136.7% |
| Admin fee / account holder | $10,002 | $7,957+25.7% | $13,005-23.1% | $6,940+44.1% |