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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,761 | $106,524+35.9% | $152,301-5.0% | $87,485+65.5% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.4%+6.4pp | 68.9%+20.0pp |
| Annual return | 13.61% | 26.89%-13.3pp | 80.50%-66.9pp | 26.06%-12.4pp |
| Employer contribution / active EE | $1,716 | $3,371-49.1% | $4,624-62.9% | $2,596-33.9% |
| Participant deferral / active EE | $7,421 | $6,525+13.7% | $8,004-7.3% | $4,274+73.7% |
| Admin fee / account holder | $16,650 | $8,287+100.9% | $14,398+15.6% | $7,775+114.2% |