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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $252,410 | $81,870+208.3% | $119,608+111.0% | $68,495+268.5% |
| Participation rate | 73.7% | 71.9%+1.8pp | 79.3%-5.6pp | 67.9%+5.8pp |
| Annual return | -13.39% | -23.82%+10.4pp | -14.98%+1.6pp | -7.84%-5.5pp |
| Employer contribution / active EE | $3,861 | $2,692+43.4% | $4,232-8.8% | $2,596+48.7% |
| Participant deferral / active EE | $9,326 | $4,148+124.8% | $5,601+66.5% | $4,028+131.6% |
| Admin fee / account holder | $10,336 | $6,583+57.0% | $10,326+0.1% | $5,403+91.3% |