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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,640 | $91,559+171.6% | $133,971+85.6% | $79,852+211.4% |
| Participation rate | 73.1% | 73.3%-0.3pp | 79.8%-6.8pp | 69.6%+3.4pp |
| Annual return | 6.52% | 61.85%-55.3pp | 45.09%-38.6pp | 31.72%-25.2pp |
| Employer contribution / active EE | $3,403 | $2,384+42.8% | $3,919-13.2% | $2,471+37.7% |
| Participant deferral / active EE | $7,364 | $3,734+97.2% | $5,047+45.9% | $3,740+96.9% |
| Admin fee / account holder | $22,230 | $6,321+251.7% | $8,929+149.0% | $5,306+318.9% |