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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,390 | $72,404+53.8% | $110,243+1.0% | $64,173+73.6% |
| Participation rate | 98.2% | 73.3%+24.9pp | 79.8%+18.4pp | 69.6%+28.7pp |
| Annual return | -11.14% | -6.29%-4.9pp | 314.76%-325.9pp | 7.63%-18.8pp |
| Employer contribution / active EE | $2,296 | $2,282+0.6% | $3,827-40.0% | $2,381-3.6% |
| Participant deferral / active EE | $5,476 | $3,469+57.9% | $4,672+17.2% | $3,470+57.8% |
| Admin fee / account holder | $1,559 | $5,664-72.5% | $8,548-81.8% | $4,887-68.1% |