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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,421 | $162,136+96.4% | $152,301+109.1% | $154,746+105.8% |
| Participation rate | 75.0% | 84.1%-9.1pp | 82.4%-7.4pp | 80.7%-5.7pp |
| Annual return | 10.70% | 91.02%-80.3pp | 80.50%-69.8pp | 172.34%-161.6pp |
| Employer contribution / active EE | $5,849 | $4,890+19.6% | $4,624+26.5% | $4,379+33.6% |
| Participant deferral / active EE | $18,928 | $8,341+126.9% | $8,004+136.5% | $6,730+181.2% |
| Admin fee / account holder | $1,643 | $15,759-89.6% | $14,398-88.6% | $14,365-88.6% |