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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,890 | $138,076-44.3% | $123,553-37.8% | $135,380-43.2% |
| Participation rate | 85.7% | 84.7%+1.0pp | 82.3%+3.4pp | 82.6%+3.1pp |
| Annual return | -11.96% | 153.70%-165.7pp | 119.21%-131.2pp | 519.81%-531.8pp |
| Employer contribution / active EE | $1,300 | $5,152-74.8% | $4,628-71.9% | $4,779-72.8% |
| Participant deferral / active EE | $4,445 | $6,800-34.6% | $6,426-30.8% | $5,609-20.8% |
| Admin fee / account holder | $3,143 | $10,917-71.2% | $9,284-66.1% | $10,828-71.0% |