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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,762 | $165,399+0.2% | $149,745+10.7% | $158,982+4.3% |
| Participation rate | 60.0% | 84.6%-24.6pp | 82.5%-22.5pp | 82.0%-22.0pp |
| Annual return | 24.30% | 348.34%-324.0pp | 276.72%-252.4pp | 302.99%-278.7pp |
| Employer contribution / active EE | $2,032 | $5,105-60.2% | $4,646-56.3% | $4,763-57.3% |
| Participant deferral / active EE | $8,110 | $7,183+12.9% | $6,843+18.5% | $5,983+35.5% |
| Admin fee / account holder | $11,066 | $10,811+2.4% | $9,312+18.8% | $11,252-1.7% |