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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,456 | $157,304-13.9% | $141,197-4.1% | $152,909-11.4% |
| Participation rate | 62.5% | 84.8%-22.3pp | 82.5%-20.0pp | 82.5%-20.0pp |
| Annual return | 27.34% | 64.34%-37.0pp | 71.41%-44.1pp | 345.46%-318.1pp |
| Employer contribution / active EE | $1,285 | $5,263-75.6% | $4,736-72.9% | $4,764-73.0% |
| Participant deferral / active EE | $4,142 | $7,111-41.8% | $6,710-38.3% | $5,851-29.2% |
| Admin fee / account holder | $2,378 | $12,126-80.4% | $10,265-76.8% | $11,601-79.5% |