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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,421 | $154,228+106.5% | $145,433+118.9% | $137,256+132.0% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 10.70% | 74.59%-63.9pp | 66.58%-55.9pp | 220.34%-209.6pp |
| Employer contribution / active EE | $5,849 | $4,804+21.7% | $4,554+28.4% | $4,156+40.7% |
| Participant deferral / active EE | $18,928 | $8,216+130.4% | $7,897+139.7% | $6,407+195.4% |
| Admin fee / account holder | $1,643 | $14,344-88.5% | $13,129-87.5% | $12,270-86.6% |