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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,603 | $88,672-72.3% | $105,223-76.6% | $82,448-70.2% |
| Participation rate | 85.4% | 67.9%+17.5pp | 75.0%+10.4pp | 68.1%+17.3pp |
| Annual return | 13.03% | 30.86%-17.8pp | 180.65%-167.6pp | 41.64%-28.6pp |
| Employer contribution / active EE | $2,244 | $3,048-26.4% | $3,689-39.2% | $2,551-12.0% |
| Participant deferral / active EE | $1,029 | $4,036-74.5% | $5,072-79.7% | $4,139-75.1% |
| Admin fee / account holder | $1,061 | $7,146-85.1% | $8,859-88.0% | $7,234-85.3% |