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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,899 | $198,457-29.5% | $170,435-17.9% | $147,586-5.2% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.18% | 257.30%-237.1pp | 205.94%-185.8pp | 578.59%-558.4pp |
| Employer contribution / active EE | $10,073 | $6,183+62.9% | $5,432+85.4% | $4,876+106.6% |
| Participant deferral / active EE | $6,142 | $5,629+9.1% | $4,939+24.4% | $5,439+12.9% |
| Admin fee / account holder | $7,515 | $16,852-55.4% | $13,881-45.9% | $10,886-31.0% |