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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,988 | $85,171+69.1% | $172,753-16.7% | $72,976+97.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.93% | 27.32%-3.4pp | 803.00%-779.1pp | 81.02%-57.1pp |
| Employer contribution / active EE | $9,851 | $3,324+196.4% | $5,144+91.5% | $2,440+303.7% |
| Participant deferral / active EE | $5,831 | $3,260+78.9% | $5,198+12.2% | $3,608+61.6% |
| Admin fee / account holder | $5,573 | $5,880-5.2% | $13,956-60.1% | $5,124+8.8% |