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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,545 | $91,198+68.4% | $178,503-14.0% | $79,856+92.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.21% | 24.20%-10.0pp | 151.12%-136.9pp | 31.71%-17.5pp |
| Employer contribution / active EE | $9,086 | $3,257+179.0% | $5,011+81.3% | $2,471+267.7% |
| Participant deferral / active EE | $6,366 | $3,237+96.7% | $5,202+22.4% | $3,741+70.2% |
| Admin fee / account holder | $1,774 | $6,748-73.7% | $13,987-87.3% | $5,306-66.6% |